Friday, December 28, 2012

Extra Income: November 2012

Yeah, this is so late that I probably should just combine it with the December post that will come sometime in mid-February.

November was only slightly better than October...

I'm still struggling with Swagbucks. I earned one $25 PayPal gift certificate.

Total: $25

I listed an item on eBay and I made $40.

Total: $40

I received my Ebates payment.

Total: $8.88

I made a few sales on Etsy.

Total: $40

I got a referral payment on Beso.

Total: $.02 (lol)

Grand Total: $113.90

Well, that's better!

Wednesday, December 5, 2012

$5 off $25 at Amazon

If you go here, answer a question, and link your Amazon account to Facebook, you will receive $5 off a $25 purchase. You can set the privacy so that only you can see the post on your wall.

This offer is good until December 9th, and it can only be applied towards items sold by Amazon.

Monday, November 19, 2012

$5 off $25 at

If you go here, answer a question, and link your Amazon account to Facebook, you will receive $5 off a $25 purchase. You can set the privacy so that only you can see the post on your wall.

This offer is good until November 21st, and it can only be applied towards items sold by Amazon.

Need some shopping suggestions?
  • Firefly is available on Blu-ray for just $12.99. That is an amazing price for a fantastic show! (Plus, Serenity is available on Blu-ray for $8.99!)
  • I'm kind of obsessed with this Boo stuffed dog. Combining it with the companion book would make a fun gift.
  • I just got this adorable "Make Your Own Music Box" kit. Looks like it will be a fun project.

Thursday, November 15, 2012

Swagbucks Holiday Hundreds Giveaway

Swagbucks is working to make the holidays even more rewarding with their Swagbucks Holiday Hundreds Giveaway. Starting at 12pm Pacific Time on November 14th every transaction you make through the Swagbucks Shop & Earn will get you an entry to win the $100 Gift Card of your choice from the Swag Store!

As soon as the Swag Bucks show up as pending in your ledger, your entry has been earned! The first drawing will take place on the 19th and will run every day through the 14th of December - if you're the winner, Swagbucks will contact you at whatever email address you have on your account. Entries are cumulative, so the more transactions you make, the more entries you'll get. Travel Category is excluded.

Haven't joined Swagbucks yet? Sign up today and enter the code HOLIDAY100s to start with 100 Swag Bucks of your own!

Thursday, November 1, 2012

Extra Income: October 2012

Unfortunately, October was nowhere near as exciting as previous months. It started out incredibly sad and stressful when we found out that our dog would need surgery, and then it ended hiding out from a hurricane. I am hopeful that November will be better!

 I definitely lost my mojo with Swagbucks this month. I only was able to max out on the $5 Amazon gift cards ($25).

Total: $25

However, I am very excited with some changes being made to prize redemption. Basically the "price" of most of the gift cards has been lowered. I think this will change my strategy for the coming month. Plus the daily tracker is back, and I find myself a lot more motivated with those incentives.

I listed an item on eBay and I made $10.

Total: $10

I also made some cash ($3) on other survey sites.

Total: $3

I also sold a book on Amazon, and added $7 in cash.

Total: $7

Grand Total: $45

Compared to the past few months, this is very sad.

Plan for November:

  • I will continue to use Swagbucks
  • I will continue to add photos to my
  • I have listed some items on Ebay. 
  • I am starting to update my Etsy shop. 
  • I almost have enough for a $10 gift card on ShopKick
  • I have also signed up for Bing Rewards and I am close to earning a gift card from that.

Friday, October 12, 2012

Extra Income: September 2012

September 2012

I focused a lot on Swagbucks again this month. I managed to max out on the $5 Amazon gift cards ($25) and also saved up for the $25 gift card.

Plus, Swagbucks also added a bonus $1 MP3 credit for Amazon rewards, so I got $6 in free credit as well.
Total: $50

I listed a few items on eBay and I made $112.

Total: $112

I also made some cash ($3) on other survey sites.

Total: $3

I traded in more books and DVDs to Amazon and I received $33 in gift cards. I also sold textbooks on Amazon, and added $30 in cash.

Total: $63
I received my first payment from
Total: $10

Grand Total: $238
Other Fun Freebies:

Additionally, I won $75 from Twitter contests. SO EXCITING!
I also earned $5 in credit from the Birchbox shop for taking surveys.

Tuesday, September 25, 2012

Deals at Amazon MP3 - The 90s Return!

I can't believe that both Green Day and No Doubt have new albums out today! My thirteen year old self is thrilled right now!

You can get the new Green Day album, Uno, on Amazon MP3 for $5 this week. The new No Doubt album, Push and Shove, is $5.99

Tuesday, September 11, 2012

Snag Your Amazon Reward This Month at Swagbucks

Swagbucks is currently having a promotion that makes my favorite reward - the $5 Amazon gift card - even more valuable. Every time you redeem an Amazon gift card from the Swag Store, you will receive an addition $1 promotional credit to the Amazon MP3 store.

Start earning reward points with today to snag your Gift Card and $1 Amazon MP3 promotional credit before Sept. 30th.

Monday, September 10, 2012

Giveaway: 5 Coupons for Coffee-Mate Natural Bliss

I had the chance to sample the new coffee creamers from Coffee-Mate at BlogHer this summer. I was impressed by their quality. I have never really been a fan of coffee creamers, since they contained so many frightening ingredients. Well, the new Coffee-Mate Natural Bliss creamers contain just a few easy to pronounce ingredients and come in delicious flavors such as vanilla, caramel, and sweet cream.

I am so excited to be able to give away five coupons for free containers of Natural Bliss. Which one would you like to try?

Note: Coupons are not valid in Colorado, Missouri, Louisiana, and Tennessee.

a Rafflecopter giveaway

Disclosure: I received free product coupons.

Friday, September 7, 2012

Extra Income: August 2012

It's a few days late, but I really want to keep track of this!

August 2012

I focused a lot on Swagbucks again this month. I managed to max out on Amazon gift cards ($25) and got four PayPal incentives ($20) as well. I have no active referrals on the site, so all of that was earned through searches and surveys.

I'm pretty excited that Swagbucks has brought back Shop and Earn. I used that a few times, so I will have some Swagbucks credit to my account next month.

Total: $45

I listed an item on eBay and I made $10 from that.

Total: $10

I also made some cash ($3) on other survey sites.

Total: $3

I traded in a pile of books and DVDs to Amazon and I received $131 in gift cards. I also sold textbooks on Amazon, and added $61 in cash.

Total: $192

Grand Total: $250

Edit: I completely forgot that I also got my quarterly money from Ebates! That adds $57.30 to the total.
(PS - I have earned over $700 in cash back from Ebates since I joined in 2008. Are you a member?)

New Total: $307.30

Other Fun Freebies:

Additionally, I won a $200 gift certificate to Amazon from a Twitter contest. SO EXCITING!
I also earned $15 in credit from the Birchbox shop for taking surveys and referrals.

Thursday, August 30, 2012

Lessons I Could Learn from My Younger Self - Value Cash

Recently I've been thinking about my relationship with money and spending, particularly how it has changed since I've grown up. The value of a dollar has been altered in my mind, and I think that it was my younger self who had it right. So over the course of this week, I want to explore some of the things that I had right as a kid.

First, as a child I valued cash. I think that this is pretty common among children. Money is something foreign to kids; as a kid, you only receive money if an adult gives it to you. Thus, money serves as a gateway into the world of adults. Think about your first memories regarding money. Despite the fact that it was most likely a very small amount, it would fill me with a sense of power. Even a penny meant something to me. I remember getting a dollar from the tooth fairy and feeling like I owned the world. I remember thinking that if someone had $100, they were most certainly rich.

Since I valued money so much, I found it very difficult to spend. I remember one year I really wanted to get a new bike. When I made this request to my parents, my dad said, "Well, then you better save up." I had absolutely no idea how much a bike cost, but I knew that it was A LOT. I saved my money for months in a little container - money from doing chores, the odd found quarter, gifts, profits from lemonade stands. I remember opening up my little bank to add the money, and feeling euphoric at the sight of the folded bills. I would take them out and carefully count them, wondering when I would have enough for a bike. I would lift the container to feel it grow heavy from the weight of the change. Finally, I felt like I certainly must have had enough.

I remember bringing my bank to my parents, and we counted it together. At this point it was around $19. "Well," I asked my parents, "Can I get a bike now?" They then informed me that I really wasn't even close to having enough money for a bike. Part of me was disheartened, but I also was incredulous. How could a bike cost more than the $19 that I worked so hard for? What a rip off! I didn't even want it anymore, and I made do with the hand me down bike that I had, until I was surprised one Christmas with my own brand new bike. Since I knew that this bike obviously cost a fortune, I was thrilled to have it.

I remember adding money to that little container for quite some time, getting up around $100. Even though I wanted things, I barely spent that money. When I would be out with my parents and request some toy or another, they would tell me that I should use the money I had been saving. It very rarely seemed worth it.

I'm not sure when it happened, but I eventually strayed from that mindset. An older version of me, broke into that little container that I had worked so hard for and spent the money. Granted, it did take awhile to get through, but eventually it was all gone. I have no idea what I even bought.

As an adult, I don't even deal with cash. I very rarely have cash in my wallet, and when I do it is always from some random occurrence. Instead, I use my credit cards for everything. I always pay by balance so I never pay interest, but it is true that using a credit card just doesn't have the same sting as using cash. I have been trying to get into the habit of using cash more frequently, but I really would love to get back to the mindset of my young self and ask myself a crucial question before I make a purchase.

Is this (bag/ pair of shoes/ necklace/ makeup/ DVD/ etc) really worth trading my hard earned cash for?

Most of the time, if I'm honest with myself, the answer will probably be, "No."

Tuesday, August 14, 2012

Deal at NY Vintners - Living Social

Right now Living Social is offering an excellent deal at NY Vintners for a food and wine class. I went to one of these classes a few months ago with my mom, and we had the best time.

When purchasing deals, you really never know what you are going to get. In this case, we had a full meal (no tiny appetizers! no cheese and crackers!) consisting of mushroom flatbread pizza, an amazing pork sandwich, and slow cooked beef. We also got glasses of wine to accent each of these meals.

It was so much fun, and for $30 a person, it was definitely well worth it. If you are in NYC, do yourself a favor and check out their offerings.

Monday, August 13, 2012

Last Day: 20 songs for $.25 each

Today is the last day to get these 20 songs on Amazon for just $.25 each. Included on the list are many recent releases.

Tuesday, July 31, 2012

Major Bummer: Surprise Electric Bill

I had really been looking forward to this month's electric bill.

We were away for eleven days and many of them were sweltering in NYC. I was giddy to think that while this was happening all of our appliances were unplugged.

When I got the bill the other day, I ripped it open to see how awesome it was going to be.


What? Are you kidding?!

Turns out because of the Con Ed work stoppage, we got an estimated bill. And they were so kind to estimate it significantly HIGHER than last year's bill.

I threw a tantrum about it and declared that I wasn't paying it.

But I did.

My husband assured me that when the meter is actually read next month we will be credited. I hope this is the case.

Any of New Yorkers get shocked with their electric bills this month?

Free Amazon MP3 credit from Pepsi

Don't forget to follow Pepsi on Twitter and tweet #PepsiMusicNow to receive your free credit for Amazon's MP3 store.

Amazon is currently offering 20 "Gold-Certified" songs for just $.25 each!

Monday, July 30, 2012

Awesome Finds at Old Navy

I have been seeing some of the same pieces from Old Navy on so many different blogs that I just had to check them out for myself. I was pleasantly surprised!

Old Navy at ShopStyle
These dresses are absolutely adorable. There are quite a few other colors and patterns, but they seem to be sold out online. I got the navy and green hearts and the red polka dot. They are lightweight and very flattering! I was honestly shocked at how perfect this dress was. Good job, Old Navy!

Old Navy at ShopStyle
There has been a lot of buzz about these sweaters because they are very similar to some styles at J.Crew, but much more affordable. Very cute! Here is the J.Crew version if you want to compare:

J.Crew at ShopStyle

Old Navy at ShopStyle
These cardigans were great as well. They are lightweight, which is perfect for summer evenings or crazy airconditioning, and also nice and long. Love the polka dots!

Saturday, July 28, 2012

Extra Income: July 2012

I used to be very dutiful about keeping track of any extra money/gift cards that I made online, but sadly I have gotten out of that habit. Let's try this again!

July 2012

I really focused on Swagbucks this month, where I had long been neglecting it. I managed to max out on Amazon gift cards ($25) and I tried one PayPal incentive ($5) as well. I have no active referrals on the site, so all of that was earned through searches and surveys.

I still love the Amazon gift cards since the price is low compared to other gift cards, but I don't like keeping balances on reward sites. Remember that if you are a new member you can earn an additional 60 SBs with the code SBISONTHEGO until August 3rd.

Total: $30

I listed some items on eBay and I made $35 from that. I didn't even sell anything major: I cleaned out my makeup/skincare sample stash and sold lots on eBay.

Total: $35

I also made some cash ($3) and gift cards ($7) on other survey sites.

Total: $10

I traded in a pile of DVDs to Amazon and I received $23 in gift cards.

Total: $23

Grand Total: $98

Other Fun Freebies:

Additionally, I won a $25 gift certificate to Baublebar from a Twitter Trivia contest. I also earned $5 in credit from the Birchbox shop for taking surveys.

Friday, July 27, 2012

Amazon MP3: 40 songs for $.25 each

Amazon has 40 songs marked down to $.25 each. Hopefully you can use some of the recent free MP3 credit to get some free music!

Wednesday, July 25, 2012

Bonus Swagbucks for New Members

I love Swagbucks. Since I have joined, I have earned over $500 in gift cards through simple searches, surveys, videos, and referrals. This month alone I have earned $20 in Amazon gift cards, and that is with me taking an eleven day break to travel.

Right now Swagbucks is offering an additional 60 SBs for new members when you use the code SBISONTHEGO. This code is valid until Friday, August 3rd at 11:59 p.m. PT.

They have also just lauched a Swagbucks mobile site for iPhone and Android, making it even easier to earn SBs.

Wednesday, July 11, 2012

Great Deals on MP3s from Amazon

If you are hanging on to any Amazon MP3 credit from the Amazon Local deal or the code HEARTMP3, then you should definitely check out some of the amazing MP3 deals that Amazon is currently offering.

 Right now they are running some amazing deals on indie music. This includes Belle and Sebastian, Liz Phair, She & Him, Death Cab for Cutie, and many other artists.

 Not into indie music? You can get "Call Me Maybe" for a quarter!

 There is also a great selection of albums for $4.99 or less!

I LOVE these deals so much! Enjoy!

Tuesday, July 10, 2012

Deals for 7/10/12 - Music and Manicures

  • Don't forget if you follow @Pepsi on Twitter and use the hash tag #PepsiMusicNow you get a code for $1.29 off at Amazon's MP3 store.
  • Julep, one of my favorite nail polish brands, is having an AMAZING sale today. Get two polishes and a full size pedi creme for just $14.99 with free shipping by using the promo code HEAT.
  • Plus you can join Julep's Maven program for just a penny by using the code TWITTER1.
  • Monday, July 9, 2012

    Free $2 MP3 Credit at Amazon

    Go here and use the code HEARTMP3 to get $2 in MP3 credit. You must redeem the credit by 11:59 p.m. PST on July 11th, 2012.


    Saturday, July 7, 2012

    Is a membership to AMC Stubs worth it?

    Last year when I got notice that AMC was changing their rewards program from free to $12 a year, I was bummed. I was definitely not planning on paying for the new program, but then I found a 50% off code and I decided to go for it.

    With the old program, I earned a free small popcorn with the purchase of 5 movie tickets. Honestly, I didn't cash in many rewards because we did not go to the movie that often. I think I received the free popcorn and maybe a free drink. But I was content because I was getting something extra and it was free.

    With the new program, AMC Stubs, I get a $10 voucher with every $100 spent. It doesn't sound too great, but it is actually pretty fantastic.

    I never pay full price to go to the movies. Every time there is a Fandango code available from daily deal sites, I grab it. So say I paid $4 for a ticket. Well the AMC program applies the full value of the Fandango ticket to my total - around $10 and sometimes more! So really, I end up reaching the $100 threshold fairly quickly.

    In the year that I have been a member I have received $25 in total rewards. Plus I have waived $12 in fees from Fandango. You can even use your rewards to renew your membership, so I only paid $2 for another year.

    So in total, I have paid $8 for the program that I absolutely did not want to pay for, and I have received way more than that in rewards and benefits.

    Friday, July 6, 2012

    The Disparity between Online and Store Prices

    I love shopping online, and I (gulp) tend to do it quite a bit. Somehow I think that I am always getting the best price since I wait for sales and then combine even more savings by searching for coupons and going through Ebates. However, I realized on a recent trip to the mall, that I might not always be getting the best deal.

    I offer you the three items that I purchased at the Gap the other day:

    On the website the dress is $79.95 and the shirts are $29.95 each. If I ordered this online I would have paid $139.85 before any discounts. Right now the Gap is offering a 25% code online (GAPBOOM), but that excludes the shirts from Threadless. So the dress would have come down to $59.96 and the total would have been $119.86.  Ebates is currently offering 2% cash back at the Gap, so that would save an additional $2.39. So all in all, this would have cost $117.47. 

    Instead as I was looking through the store I found that all of these items were on sale. The dress was marked down to $39.99 and the shirts were $19.99 and $11.97. (Total: $71.95) In addition to that, Gap was offering 40% off of sale items! (Total: $43.16)

    If we stopped there, that is already a difference of $74.31 from the online price to the store price!

    But it was Tuesday, so I got an additional 10% off. (Total: $39.34)

    PLUS, I had a $5 giftcard that I had received via the Wrapp app on my phone. (Total: $34.34)

    Total paid: $34.34!

    Total difference: $83.13!

    That is absolutely crazy that there is such a HUGE difference between the online price and the store price. Now, Gap will do a price adjustment but only if there was no other promotion or coupon used. I never shop without some kind of coupon or discount, so this would never apply to me.

    Have you noticed crazy discrepancies between online vs. B&M stores?

    Thursday, July 5, 2012

    Free $3 Amazon MP3 Voucher from Amazon Local

    Amazon Local is offering a free $3 voucher to use in the MP3 store. You will need to provide a credit card, but it will not be charged. This is good for any songs or MP3s and the credit expires on July 11th.

    Now you could get The Hunger Games soundtrack for free!

    Tuesday, July 3, 2012

    $.99 Album Downloads on Amazon

    Amazon has a bunch of great albums on sale for just $.99!

    Plus, if you follow @Pepsi on Twitter and use the hash tag #PepsiMusicNow you get a code for $1.29 off, making these free!

    Sunday, July 1, 2012

    The Hunger Games Soundtrack - $2.99 on Amazon

    I couldn't pass up the soundtrack for The Hunger Games. There is a lot of great music on this and it is only $2.99!

    Monday, June 18, 2012

    I've still been neglecting this poor blog, but I have been writing a lot on my new site with my husband. We write about travel and various adventures in NYC and beyond. Please take a look!

    $2 Amazon Credit extended!

    Go here and use the code MP3S4ALL to get $2 in MP3 credit. You must redeem the credit by 11:59 p.m. PST on June 18, 2012.


    Tuesday, June 12, 2012

    Free $2 in Amazon MP3 Credit

    Go here and use the code MP3S4ALL to get $2 in MP3 credit. You must redeem the credit by 11:59 p.m. PST on June 15, 2012.


    Thursday, April 19, 2012

    Free $2 in Amazon MP3 Credit

    Go here and use the code MOMROCKS to get $2 in MP3 credit. You must redeem the credit by 11:59 p.m. PST on April 22, 2012.

    I love these codes!

    Friday, April 6, 2012

    Confession: I am a nail polish addict

    Recently I have found myself completely addicted to nail polish. What's odd though, is that I never have been. In fact, pretty much every previous attempt to get into nail polish was a failure. Remember Hard Candy in the 90s? I remember spending my hard earned money on a bottle, only to completely fail at its application.

    So then last year those Sally Hansen decals started to appear and I gave it a shot. And they were amazing. But the hold out frugal part of me knew that spending $10 on something that would only last a week was silly, when I could buy a whole bottle of nail polish for that price. So I started to buy polish and eventually I mastered the application... and now I am obsessed.

    And I killed that hold out frugal part of me and pretty much bought enough polish for a lifetime.

    But I digress. One of the brands that I quickly became obsessed with is Zoya. Their polish is beautiful and applies like a dream. And it contains no nasty chemicals. Best of all (for that frugal girl inside me that I often ignore) they have amazing promotions.

    I've been able to get three bottles for free with shipping, making them around $2 each. For this quality, that is an amazing deal! And they do promotions like that fairly often.

    Well now they launched a new "Share the Love" program. If you click my link to sign up, you will get a coupon for a free bottle of polish. If you add two more, then shipping is free. This is a referral link, so of course I will benefit if you make a purchase.

    I'll begin by linking you to one of my favorite colors, Caitlin.

    Thursday, April 5, 2012

    Victory Over Ticketmaster Fees

    I buy a lot of concert tickets. Honestly, I would never want to see how much it has all cost me. But going to shows is important to me, so I plan my finances accordingly.

    American Express offers cash back incentives through three main social media platforms: foursquare, twitter, and facebook. You link your card and then sign up for various offers. Last month they featured a deal for $50 back on a $100 Ticketmaster purchase. I bought a gift card since there were (shockingly) no tickets that I needed. It was $102.50 (See! Fees! Ugh!), and I got my $50 credit to my account within a few days. So I paid $52.50 for $100 in credit.

    This morning I used my gift card for tickets to see Glen Hansard at the Beacon Theatre. It came to $97 after the insane fees, but I only paid $52.50. $3 is left on the card, so that could go to a small fraction of fees on another purchase.

    Unfortunately, the deal is dead. But definitely keep an eye on the deals from American Express. I love that I don't have to remember to use a coupon. Once it is on your account, you just use your credit card like you normally would.

    Thursday, March 29, 2012

    Free $2 in Amazon MP3 Credit

    Go here and use the code HITUMBLR to get $2 in MP3 credit. You must redeem the credit by 11:59 p.m. PST on April 1, 2012.

    Thursday, March 22, 2012

    $13.50 for $35 worth of products at Yes to Carrots

    Plum District is currently offering a voucher for $35 worth of products from Yes to Carrots for $13.50 when you use the code address10. Shipping is free on orders of $40 from Yes to Carrots.

    I recently tried some of their products when I got a great deal from I love the Yes to Tomatoes Pore Scrub and the Yes to Cucumbers Facial Towelettes.

    I had a $5 credit in my Plum District account, so I got mine for $8.50.

    Disclosure: The links in this post are my referral links.

    Sunday, March 18, 2012

    The Return?

    I've been neglecting this poor little blog for quite some time, but I think that it is time that I return to it. There are going to be some financial changes on the horizon, and while I know that it will be okay, I still need to focus on financial accountability more than I have been recently.

    I've been so far removed from this! Is anyone still out there? Does anyone read this?

    Saturday, March 17, 2012

    Review: Garnier Miracle Skin Perfector B.B. Cream

    I was really excited to get into this campaign from BzzAgent, since I had recently heard a lot about the benefits of B.B Creams. These creams serves as a moisturizer and light foundation, but also offer other benefits to create a smooth complexion.

    I tried the B.B. Cream today. It applied easily, and was similar in application to my Hope in a Jar tinted moisturizer from philosophy. It has a pleasant smell, like other Garnier products do.

    Personally, I don't know if I am in love with the product. It had good coverage and reduced redness, and I definitely appreciated the ease of application. But similar to other tinted moisturizers, I feel like it left my skin looking a little bit greasy. I usually use Bare Escentuals productions, and I really like the matte look that they provide. I think that I will have to add some kind of powder on top of this to make my skin look less shiny.