Saturday, January 29, 2011

Boot Lust

Every time I see a girl wearing a pair of awesome boots, I am filled with sadness and rage. Why? Because boots don't fit me. Even at my thinnest, boots have always been a struggle, and it stinks, because boots were all I have ever wanted.

So after obsessing over fashion blogs where every girl is wearing boots, I decided to take a plunge. I ordered a pair of these J. Crew Weatherby boots in the extended calf size. (Oh the shame.)

They are a lot of money. A lot.  But I figure this will work one of two ways:

1. They don't fit/look awful/I hate them. I send them back and I am out less than ten dollars on the return shipping.

2. They are amazing. I keep them and I finally have boots. We live a long and happy life together and my teenage dreams come true.




J.Crew at ShopStyle

Saturday, January 22, 2011

More Typewriter Love

As I have mentioned before, I really love typewriters. Kate Spade has these adorable typewriter note cards, but they are pretty pricey at $35 for 12 cards.



Kate Spade at ShopStyle


I found this awesome alternative on Etsy from Rue Renee (who also happens to be in Queens!)  You can get 12 cards for $16.

Saturday, January 15, 2011

Living on 10%

Yesterday I transferred 90% of my paycheck to savings.

90%!

I neglected my Roth IRA for all of 2010, so I put more than half towards that.  Then I moved the rest to out savings account, which has been pretty stagnant since we decided to go on vacation last summer.

This is a freak occurrence, and I was only able to do it because all of the bills are paid, and I got some extra money for Christmas, but still... 90%!

I know that I couldn't possibly do that on a monthly basis, but how I wish I could.  Maybe the feeling of exhilaration from paying myself, instead of paying for my shopping addiction will help to keep me on the right path for this year.

Saturday, January 1, 2011

A New Year

I've been neglecting this poor little blog lately.

The thing is, I have no idea where I want to take this.  When I first started Saving Cents in the City, things were crazy.  We were in the midst of buying an apartment, because our landlord (MY UNCLE!) was throwing us out.  We were paying off a 20k car loan, which had huge monthly payments.  Plus, we were just wee little babies, newly married and making an amount of money that was so low that it shocks me when I think about it.

I was obsessed with all the sweet deals that I could find at CVS and through couponing.  In fact, I know that this is how we were able to pay our debts so quickly, since I was spending so little on other things.  We were motivated and focused on saving money and paying down debt.

Now... not so much.  We haven't even thought about a budget in months, and though we don't have any credit card debt, our savings has been pretty stagnant.  We spent a lot of money in 2010: on trips, concerts, shows, museums, and restaurants - and I am SO okay with that.  I am not okay with the amount that I spent on stuff though.  Experiences: yes.  Stuff: ugh.

So now, I rarely do the deals at CVS.  I haven't been doing online surveys as frequently.  I hardly ever use coupons at the grocery store.  I don't think about money anywhere as much as I did in the past.  And in a way, I feel relief from this, but on the other hand, I know that I could and should be doing better.

Guess how much I contributed to my Roth IRA in 2010.  Nothing.  Zero.  That is not cool.

So for 2011 I need to find a balance between obsessing over coupons and counting pennies, and also saving and living a life where I am not so weighed down by stuff.

We'll see how it goes.